Sigh… I’m getting so sick of talking about money with my husband (M). They say that is the number one thing that couples fight about, but before we started struggling with infertility, we very rarely ever fought about money. Now, it’s a constant argument!
I’ve been reading other IF blogs and have come to understand the harsh reality of how much IF treatments can cost. I started reading one lady’s blog, which started back in 2008. I’ve read her entire blog up to the point where she gave birth in 2010. At that point, I couldn’t read anymore. It’s so hard for me to see/hear about other couples who have successful pregnancies. I’m happy for them, but at the same time I’m sad for M and me. I’m sure I’ll be able to finish reading her blog once I get a little further along in this journey…
Anyway, she said she spent her entire LIFETIME insurance maximum of $20k in about one year. That’s REALLY SCARY to someone without insurance. She was my age when she started treatments too, which just scares the hell out of me. My mother-in-law has been harping on me for SIX YEARS that if I didn’t get pregnant soon I would miss out on the chance. My sister-in-law just had a baby in March. She’s 25. I thought my MIL would back off now that she finally got a grandbaby, but she’s already started up again and E is not even two months old yet!
My argument is that it shouldn’t matter how much it costs. If we really want a baby, we should be willing to spend the money. M’s argument is that we just don’t have the money, and we don’t want to go into debt at the very beginning. I tell him I have my savings to get us started, but then he reminds me that I’m not working and haven’t found a job yet so we can’t afford to spend it.
Aren’t there ANY options for couples like us, financially speaking? How much SHOULD it cost to have a baby?